Assisting you to become debt free
Reduce Debt Repayments | Reduce Interest Rates |
One Payment For All Debt
GET YOUR FREE DEBT ASSESSMENT
Please complete with your details below.
WELCOME TO DEBT MEDIC SA
Struggling With Debt?
RELAX – Debt Medic SA can help you pay what you can afford by drastically reducing your debt repayments. Debt Medic SA is your answer to peace of mind and no further worries about your debt.
Take the first steps to gaining back your financial freedom.
BENEFITS OF DEBT COUNSELLING
1. REDUCED INTEREST RATES
2. DRASTICALLY REDUCED INSTALMENTS
3. BE DEBT FREE WITHIN 24 – 60 MONTHS
4. YOU PAY WHAT YOU CAN AFFORD
5. ONE CONSOLIDATED PAYMENT
6. ALL DEBT CAN BE PLACED UNDER DEBT REVIEW
7. NO ADDITIONAL LOANS
8. LEGAL PROTECTION FROM NATIONAL CREDIT ACT
FIVE STEP PROCESS
1. CONTACT US OR SUBMIT YOUR DETAIL ON OUR FORM
We will calculate a provisional lower monthly payment for all your debt.
We calculate your Income minus your Expenses and see if the amount left over will be sufficient to pay the provisional lower monthly payment as calculated.
Once we have calculated your repayment you can decide to continue with the process and sign the Application Form.
3. INFORMING CREDITORS
We will register you as under debt review with the NCR and notify all your creditors and the credit bureaus.
(You will immediately start paying your reduced payment from your next pay date – you will be advised to change your bank account to prevent money-grabbing from Creditors.)
4. RESTRUCTURED PAYMENT PLAN
We will restructure all your payment and reduce interest in a proposal for submission to your creditors.
Your reduced consolidated payment will leave you with enough money for living expenses. You can now have the peace of mind that everything has been taken care of.
We are one of the few companies using the DCRS “Debt counselling rules system” which is approved by credit providers. This ensures our negotiated proposal to creditors (Reduced payment and interest rates) is accepted.
5. FINALIZING THE PROCESS
We will instruct our attorney to obtain a court order to make this process official.
All parties need to comply with the Court Order to give effect to the payment plan.
(Please keep in mind that one missed payment will lead to termination from the creditors)